Expand your knowledge
Premier Bancorp conducts free seminars to educate our community about various real estate topics and help our neighbors make better decisions about real estate opportunities. Please call us for the dates and locations of our upcoming seminars. We can always put together a personalized seminar that covers the topics most important to you.
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First-time Home Buyer
Who should attend:
Renters and former homeowners who
haven’t owned for last 3 years
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- • Homeownership vs. Renting. Is it for you?
- • Affordability and saving for a down payment
- • Understanding loan financing options
- • Down payment assistance programs
- • Explanation of closing costs
- • What to expect when buying a home
- • Selecting a real estate agent
- • Tax credits for first time homebuyers
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Homeowner Rescue & Relief
Who should attend:
Homeowners concerned about losing their home
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- • The Federal Homeowner Affordability and Stability Plan
- • Loan modification programs for 1st & 2nd mortgages
- • California foreclosure laws and consumer safeguard measures
- • Bankruptcy as a measure to protect home, assets and avoiding tax liability and debt
- • Predatory lending practices involving deceptive and unfair practices in home lending
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Reverse Mortgage:
Converting Equity to Income
Who should attend:
Seniors age 62+ and their family |
- • What is a government insured reverse mortgage?
- • Who qualifies for a reverse mortgage?
- • Types of reverse mortgages
- • Getting a reverse mortgage and what to expect
- • What can the proceeds of a reverse mortgage be used for?
- • Using a reverse mortgage for medical care and expenses
- • Getting a reverse mortgage and what to expect
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Buying a Foreclosure or Short Sale Property
Who should attend:
First-time and experienced real estate investors |
- • Locating great deals on properties
- • Distressed property strategies
- • Negotiating with owners and banks
- • Avoiding distressed property pitfalls
- • Financing a distressed home sale
- • Exit Strategies: Flipping, Renting, and Re-Selling
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How to Short Sale your Home or Rental
Who should attend:
Homeowners who owe more than their house is worth |
- • Do short sales help delay or prevent foreclosure?
- • Impact on your credit report
- • Qualifying for a short sale
- • How to get your short sale approval faster
- • Tax implications of a short sale
- • "Recourse" vs. "Non-recourse" loans
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Repairing your Credit Score
Who should attend:
Home Buyers with impaired credit |
- • How do credit scores impact home buying
- • What factors contribute to your credit score
- • Improving your credit score
- • Understand basics of credit and credit reporting
- • Successfully dispute negative credit items
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